At SAX Insurance Agency, our Insurance Specialties are built around the understanding that every community and business has unique needs. With an independent and customized approach, we tailor coverage solutions that align each specific risk with the right carrier. Our specialties span a wide range of sectors, including condominiums, high-rise and mixed-use buildings, planned unit developments, commercial parks, assisted living centers, franchisor/franchisee restaurants, and hotel and sports venues. Whether it’s property, liability, auto, cyber, or umbrella coverage, SAX delivers flexible and effective insurance solutions backed by deep industry experience.
For your Commercial and Residential Property needs; from Commercial Parks and Condos to High-Rise/Mid-Rise/Mixed Use Buildings; associations, management companies, boards of directors and officers, personnel, and others, in every aspect and risk that matters; SAX Insurance Agency has you covered.
Policy Coverages for Condominium Associations features:
At SAX, we never forget that an association is much more than a collection of buildings. It’s also made up of people. Specifically written for Homeowner Associations, the Directors & Officers Liability coverage we offer extends to choice of counsel. Coverage includes the management company, board members, the association entity, committee members, volunteers, and employees.
Buildings come in all sizes, and in different architectural styles. So does coverage when you get it from SAX. Insurance needs to fit like a glove or a well-tailored dress suit. At SAX, we can make the promise of a good fit every time because our independence allows us to draw upon multiple carriers to address your needs.
Policy Coverages for High-Rise / Mid-Rise / Mixed Features:
As a preferred broker for many insurance agencies, we have developed a specific PUD program that offers comprehensive property liability packages addressing the unique coverage requirements of single-family homeowners associations. “Unique” is our favorite word. At SAX, we understand that your needs are unique. So is our response every time.
Policy for Planned Unit Developments (PUD) Features:
Independence has its rewards, and the rewards go to you. As an independent agency, SAX has the capability to tailor your association insurance offering. We analyze the risk and align it with the best carrier and coverage available.
Policy for Commercial Parks and Condos Features:
Our tailored insurance solutions are designed to meet the unique needs of your assisted living center facility, ensuring comprehensive protection.
Eligible Accounts:
Policy Features:
At SAX, our independence enables us to partner with multiple A-rated, California-admitted carriers to deliver coverage that fits your facility perfectly, ensuring peace of mind for you and those in your care.
Owning a restaurant franchise comes with the advantage of an established brand’s support, but it also carries unique risks. SAX Insurance Agency is here to guide you.
Policy Coverages for Franchisor/Franchisee Restaurants:
There are nuances to managing facilities where the population is in flux, whether a hotel or a large sports venue. SAX Insurance Agency has the experience, know-how and flexible understanding to match the right carriers to the right needs whether the overriding goal for your guests is a game that lasts a few hours or a comfortable stay for days.
The Hospitality industry faces many challenges. SAX offers products to address the specific requirements of this industry. Drawing on extensive carrier power and years of experience, we offer:
There are nuances to managing facilities where the population is in flux, like a large sports venue. SAX Insurance Agency has the experience, know-how and flexible understanding to match the right carriers to the right needs whether the overriding goal for your guests is a game that lasts a few hours or a comfortable stay for days.
The Sports Venue industry faces many challenges. SAX offers products to address the specific requirements of this industry. Drawing on extensive carrier power and years of experience, we offer:
Businesses of all sizes face rapidly evolving cyber threats, from data breaches to sophisticated cyberattacks. SAX Insurance Agency leverages deep expertise and carrier relationships to deliver tailored cyber insurance solutions that protect your organization and its assets.
The Cyber Risk landscape presents unique challenges. SAX offers specialized products to meet the demands of this dynamic environment. With extensive carrier partnerships and years of experience, we provide:
Every organization, whether private, public, nonprofit, or a financial institution, faces unique responsibilities and exposures. SAX Insurance Agency is committed to delivering customized insurance policies that precisely address these distinct needs, ensuring comprehensive protection for our valued clients.
The diverse landscape of organizational risks requires specialized solutions. Drawing on our extensive carrier relationships and deep industry expertise, SAX offers tailored products to meet the specific demands of your organization, including:
Contractors face unique professional and pollution liability risks arising from their work. SAX Insurance Agency provides comprehensive coverage tailored to protect against professional acts, errors, or omissions, ensuring contractors can operate with confidence.
The construction and contracting industry presents complex challenges. Leveraging our extensive carrier partnerships and industry expertise, SAX offers specialized products to address the specific needs of contractors, including:
